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Sandy and Corporate Greed

Marxist Hacker 42 (638312) writes | about a year and a half ago

User Journal 14

Millions of houses on the East Coast of the United States have been destroyed.

Millions of houses in the rest of the country sit in banks' foreclosure inventories.

Isn't there even ONE bank out there willing to find a solution that lets displaced families move into houses in areas where the hurricane didn't touch?

Millions of houses on the East Coast of the United States have been destroyed.

Millions of houses in the rest of the country sit in banks' foreclosure inventories.

Isn't there even ONE bank out there willing to find a solution that lets displaced families move into houses in areas where the hurricane didn't touch?

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14 comments

No (2)

chill (34294) | about a year and a half ago | (#41856043)

The people's jobs, schools, etc. are where they are, not where the empty houses are. If it were that simple then many fewer houses would be empty as people moved across the country to take advantage.

Re:No (1)

Marxist Hacker 42 (638312) | about a year and a half ago | (#41859633)

I didn't say it would be simple. But jobs and schools are your reasoning? In this day and age of telecomuting?

Re:No (1)

chill (34294) | about a year and a half ago | (#41860191)

Yes. No one but remote communities telecommutes to elementary, middle or high school. The experience is wholly different and uproots entire families. People attending campus classes in college don't always have telecommuting options as not all classes are available online.

As for work, any job that is "hands on" can't telecommute. Only the computer stuff can. And while I've seen some small towns in the Midwest encourage families to move there with the offer of free houses, this doesn't scale.

However, if you have some time on your hands, I can see where this might work. If you can convince an area with multiple houses to donate them to the cause, you could set up a "rural sourcing" town and market it to high tech pros. Those that can live anywhere because they can work 100% remotely. Set up a small town around that. You'd need a top knotch telecom infrastructure, and probably some killer coffee spots but I can see this working.

Re:No (1)

Marxist Hacker 42 (638312) | about a year and a half ago | (#41894153)

In Oregon, lots of students telecommute to elementary, middle, and high school [about.com] . been legal here for 10 years now.

But the hard part is getting the foreign banks to let go of their massive land ownership.

Re:No (1)

chill (34294) | about a year and a half ago | (#41894413)

Legal, yes, and I'm willing to bet what you're referencing is rural and remote communities.

I'm talking about the essential change of dynamic. We're talking kids from NY and NJ where both parents probably work.

You're proposing removing them from their existing community where all their friends and support groups are. A lot less group social interaction. Most aren't going to be able to stay home unsupervised, so now we're talking changing the parent working situation.

In short, a massive cultural shift that just isn't going to happen. It would do more harm than good. This sort of shift normally occurs over a generation or two and I can't see it being squeezed into such a short time frame.

Land ownership is trivial. Many of the foreclosed homes are owned by the U.S. Gov't thru FNME and FRMC. (I'm in the middle of buying one now.) Our massive housing boom was greatly facilitated by the mortgage guarantees and market created by the gov't through those two agencies.

Re:No (1)

Marxist Hacker 42 (638312) | about a year and a half ago | (#41909841)

"Legal, yes, and I'm willing to bet what you're referencing is rural and remote communities."

It's also extremely popular among former homeschooling parents, autistics, and anybody else who doesn't want the social garbage that goes along with the public school system.

"I'm talking about the essential change of dynamic. We're talking kids from NY and NJ where both parents probably work."

True enough. Like I said, wouldn't be easy. But we *seriously* need to decentralize in this nation anyway. We're getting as bad as Russia.

"You're proposing removing them from their existing community where all their friends and support groups are. A lot less group social interaction. Most aren't going to be able to stay home unsupervised, so now we're talking changing the parent working situation."

Which should be changed to telecommuting anyway. There is absolutely no need for any job in our financial industry to be centralized.

"In short, a massive cultural shift that just isn't going to happen. It would do more harm than good. This sort of shift normally occurs over a generation or two and I can't see it being squeezed into such a short time frame."

Agreed. At least, not without say, some catastrophe. Like a superstorm.

"Land ownership is trivial. Many of the foreclosed homes are owned by the U.S. Gov't thru FNME and FRMC. (I'm in the middle of buying one now.) Our massive housing boom was greatly facilitated by the mortgage guarantees and market created by the gov't through those two agencies."

Really? I need to look that up. Might be a political solution to homelessness there.

Re:No (1)

Bill Dog (726542) | about a year and a half ago | (#41861519)

I think it's typically only higher education that's started down the path of offering some online schooling. There's a lot of competition in that space, and there's room for growing the size of the market if they can convince working adults to go back to school. Compare that with K-12, which has basically no competition and a captive, fully-expanded market.

And as far as working remotely, even in fields like programming that are ready-made for it, PHB's can't overcome the feeling of needing to keep an eye on you. But this may partially stem from having on some level some sense of the fact that they have no real way of evaluating our work.

But otherwise, on banks, I wonder what they're thinking, as far as all the masses of non-spectacular homes they have on their books. I've seen on the tube how they arrange with responsible retired couples to live rent-free in luxury mansions and keep up the place and show it and be ready to move on little notice.

I can see not exactly wanting to have that arrangement with just any Joe Blow who's been blown out of his home. But still, these abandoned homes can get their copper piping stolen from the walls, and druggies moving in and trashing the place and bringing down the neighborhood (and its home values).

So I don't know which is worse, or what the heck their planned end-game is for all these houses. Only thing I can think of is waiting for some kind of govt. bailout to come along.

Re:No (1)

fustakrakich (1673220) | about a year and a half ago | (#41863407)

Their end game is to convert all land/home owners into lifelong renters.. Ownership by the proles is communist!

Re:No (1)

gmhowell (26755) | about a year and a half ago | (#41876481)

Their end game is to convert all land/home owners into lifelong renters.. Ownership by the proles is communist!

And yet in Europe, most people rent for their entire lives...

Re:No (1)

fustakrakich (1673220) | about a year and a half ago | (#41876663)

Precisely.. It's bankers' heaven... Who said serfdom was a thing of the past?

Re:No (0)

Anonymous Coward | about a year and a half ago | (#41912609)

The 1 line posting karma whoring troll gmhowell strikes again. Got more mod points for your other accounts when they get down modded for trolling now, gmhowell?

Re:No (1)

Marxist Hacker 42 (638312) | about a year and a half ago | (#41894093)

In my state, telecommuting is also taking over K-12. [about.com]

We see the disease (1)

fustakrakich (1673220) | about a year and a half ago | (#41860965)

We attack the symptoms

We deny the cause

Carry that through (1)

smitty_one_each (243267) | about a year and a half ago | (#41874455)

We have enough housing capacity in the US that everyone can have their own.
Is the reason that we do not related to the reason you need to get a cast off a limb as soon as the bone has knit?
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