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Why CurrentC Will Beat Out Apple Pay

Anubis IV Re:Relax - CurrentC will Support using Credit Card (629 comments)

Yeah, I was noticing that. Strange how they come out of the woodwork at the oddest times. Maybe the merchants are coming to a realization that this thing is blowing up in their faces and are trying to get a handle on it. I doubt it though.

2 days ago
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Why CurrentC Will Beat Out Apple Pay

Anubis IV Re:Relax - CurrentC will Support using Credit Card (629 comments)

When the product is released, they won't require you provide SSN, drivers license number or heath data.

CurrentC has already been released in a test market up in Minnesota. They're already collecting all of this information. Here are the instructions they have that include the SSN and DL stuff. The health data is collected by default and must be opted-out of after you set up the app, but will collect anything it can get in the meantime. Likewise for location tracking, which cannot be disabled, since they use it to confirm that you are in the store you're trying to check out at.

FUD stands for fear, uncertainty, and doubt. The only one of those that applies here is fear, because there's nothing uncertain or doubtful about what they are already doing, and while you're claiming they won't keep those features in once it's released nationwide, you've provided no basis for that assertion. I'm more inclined to think that they'll continue doing as they've been doing, otherwise they already would have announced plans to cease doing so, simply because of the PR mess this is.

2 days ago
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Why CurrentC Will Beat Out Apple Pay

Anubis IV Re:Relax - CurrentC will Support using Credit Card (629 comments)

Let's pretend CurrentC will allow credit cards, even though the whole point of the system is to circumvent credit card processing fees...why would I want to use it then? Using a credit card is an easier checkout experience than using CurrentC. It provides no benefit. Why insert a middle man?

On the flip side, it does come with a lot of drawbacks, since they collect my SSN, driver's license number, health data on my phone, location tracking, and transaction tracking, then store all of it in the cloud. They also move the liability for transaction fraud from the processor to the consumer.

It's customer hostile, no matter how you cut it. Even if it offers credit cards, there's no reason to use it, and plenty of reasons not to.

2 days ago
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Why CurrentC Will Beat Out Apple Pay

Anubis IV Re:Apple Pay is good for the merchant (629 comments)

Target is actually a member of MCX, the group pushing CurrentC. Given that they're having to sign a three-year exclusivity deal to get on the CurrentC bandwagon, it's entirely possible that their hands are tied and that even if they wanted to switch to NFC/Apple Pay/Google Wallet, they couldn't.

2 days ago
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Why CurrentC Will Beat Out Apple Pay

Anubis IV Re:CurrentC does not solve for the Customer (629 comments)

In addition to everything you said, there are the following reasons it's customer-hostile as well:

- CurrentC requires providing your Social Security Number and driver's license number
- CurrentC app collects any health data it can find on your phone
- CurrentC app tracks your location
- CurrentC stores all customer information in the cloud, rather than on the device
- CurrentC must be requested specifically by the customer, rather than being immediately available at checkout
- CurrentC's checkout varies between locations (between you and the cashier, it can vary who has the QR code and who does the scanning)

I'm with you: it's DOA. Moreover, it's downright creepy. The only incentive to use it would be if they offered a discount, but that would cut into the whole point of moving over to ACH from credit anyway, as you pointed out. Moreover, in many states it may be illegal to offer a discount, since there are laws forcing prices to remain the same, regardless of transaction method. They're phrased differently from state to state, so there may be ways around most of them, but it'd be one more hurdle in their way.

2 days ago
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Apple A8X IPad Air 2 Processor Packs Triple-Core CPU, Hefty Graphics Punch

Anubis IV Re:'Mobile' no more. (129 comments)

He didn't overlook them at all. He acknowledged "plus in-house design costs" IMMEDIATELY after saying $20 for the price of the chip.

4 days ago
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Rite Aid and CVS Block Apple Pay and Google Wallet

Anubis IV Re:Good for them (554 comments)

Just not secure enough for me, no matter what the card companies and payment handlers say, as they aren't as interested in my security as I'd like.

Is it actually "not secure enough", or is this just a matter of you supposing it to not be secure enough because you have an abundance of (well-placed!) distrust for most of the companies involved?

If it's the former, I'd love to hear about any insecurities you're aware of, since I've been thinking I'd move over to contactless payments in the near future. If it's the latter, why not just go with one of them that is incentivized to protect your security? Apple, for instance, only stands to lose if there's a breach of security, given that they're not mining your data and the whole reason they're adding the feature is as a means for improving their user's experience in the interests of selling more devices. An insecure system directly undermines that objective.

Moreover, based on everything I've seen, their single-use token system that's secured behind a fingerprint scan is significantly more secure than the swipe-and-sign credit card I'm using now, and the parties involved in the transaction are no different than they are with a credit card either: just the merchant, the credit issuer, and the consumer.

4 days ago
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High Speed Evolution

Anubis IV Re:Is that unreasonable? (282 comments)

Depending on how you're using the terms, yes. "Microevolution" is synonymous with "adaptation", which is essentially what's being described in the summary and what you're describing here.

Really, these findings are only surprising if you presume that the genes to adapt in this manner were not present in the population at the time that the invasive species was introduced. I'm with you in believing that wasn't the case.

5 days ago
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High Speed Evolution

Anubis IV Re:Is that unreasonable? (282 comments)

As I recall, the moth thing has been called out as a hoax. The idea is an interesting one, of course, and the fact that the famous pictures were staged doesn't immediately prove anything one way or the other, but the problem is that most moths sit in the tree canopy, rather than on the trunks of the trees, suggesting that even if the examples presented were representative of reality, there's little reason to believe they would have had such a profound impact on the population of particular moth species. Moreover, bats are one of their primary predators, and due to their reliance on echolocation, the differences in color wouldn't have an impact on them.

5 days ago
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BitTorrent Performance Test: Sync Is Faster Than Google Drive, OneDrive, Dropbox

Anubis IV Re:Am I missing the point? (124 comments)

Dropbox, at least, can do LAN syncing between devices. Of course, I didn't read the article, so I have no clue if they had it enabled on the computers so that it could be used, but based on the results, I'd doubt they did.

about a week ago
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Google Announces Inbox, a New Take On Email Organization

Anubis IV Re:Why do I still read these comments (173 comments)

I tried it back when it was called Mailbox. I stopped using it because it didn't work with anything other than Gmail, and I was migrating away from Gmail to FastMail (they've since added support for Yahoo!, but still no general IMAP support, which is what I'm eagerly waiting for).

Granted, I won't be using this feature either, since, as I just said, I migrated away from Gmail, but the fact is, I've already seen it implemented better elsewhere. The one shown in the videos wasn't nearly as understandable or pleasant to view as the competing products.

about a week ago
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Your Online TV Watching Can Now Be Tracked Across Devices

Anubis IV Re:Now I'm even happier I cancelled Netflix. (126 comments)

What does cancelling Netflix have to do with this? They used Netflix as an example, yes, but Netflix doesn't use Flash on any platform (it uses either Silverlight or HTML5), and no one has said anything about them setting third-party cookies either in the browser, on the set-top boxes, or while using gaming consoles. It seems to me that they just used Netflix as an example of the sort of stuff they'd like to handle, but the article had no specifics about Netflix itself actually being involved in any of this.

about two weeks ago
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Apple Doesn't Design For Yesterday

Anubis IV Re:if you think products are consumer driven. (370 comments)

The Chevrolet Suburban was quite possibly the first SUV, and do you know how they built it way back in the 1930s when it first came out? With a "stationwagon body on a truck frame", just like what you're describing. It was built that way for reasons entirely unrelated to what you're describing here.

The reasons SUVs became popular in the '90s and 2000s is because the big three American manufacturers were, for various reasons, no longer competitive with the Asian manufacturers in the small cars market. Because the margins were either negligible or negative for small cars, they decided to refocus their efforts elsewhere, and SUVs made a good deal of sense, since their margins there were significantly higher.

Also, you're rewriting history a bit. Sociologists actually study the whole SUV phenomenon, since Americans largely didn't want big cars before SUVs became popular. A huge amount of marketing went into convincing people that these bigger cars were more protective than the smaller Asian cars, gave you a better view of the road, and were generally just safer to drive, leading to a massive change in the public's perception of large cars. It may be hard to remember now, but when SUVs were first getting pushed on consumers in the '90s, they were perceived for quite awhile as being utterly ridiculous. It took a few years (and the realization that they were a "cooler" alternative to the minivan) before they were widely accepted or even viewed as being desirable.

about two weeks ago
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Apple Doesn't Design For Yesterday

Anubis IV Re:Helvetica pre-dates the space program (370 comments)

Quick self-correction: I was bothered by my own lack of specificity regarding the use of Helvetica and its variants in iOS, so I just looked it up and found out I was slightly off. Helvetica was used in iOS 1-3, Helvetica Neue was used in 4-6, and Helvetica Neue Ultra Light has been used since iOS 7. I apologize for the incorrect statements earlier.

about two weeks ago
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Apple Doesn't Design For Yesterday

Anubis IV Re:Helvetica pre-dates the space program (370 comments)

Both Apple and Microsoft have been using ripoffs of Helvetica for decades as their default font. [...]

All this announcement means is that Apple has finally decided to pay whomever has the copyright on Helvetica for the rights to use it as their default system font.

You managed to pack a lot of factual inaccuracy into such a small package.

Geneva—the font you linked—was never used as Mac OS' default font, was not a rip-off of Helvetica (though it originally shared the same classification as Helvetica), and never had its metrics in common with Helvetica (unlike Arial, which does). The Geneva Wikipedia article linked to a great PDF file as source material on the subject, and you should definitely take some time to read through it, since it's a fascinating read. But, to make a long story short, the differences back then were still apparent enough that even a layperson could have easily told the two apart. Suggesting the one was a rip-off of the other is patently untrue.

With the introduction of TrueType to Macs in 1991, Helvetica itself was licensed for inclusion on all Macs, so Geneva's design was moved away from what little resemblance it did have to Helvetica such that it could fill a different void. During that entire time (all the way through '97, in fact), the actual typeface used by the Mac OS was Chicago, not Geneva, though the two do share the same creator (who also designed many of the iconic Apple icons from the early days). That's about all they share though, since they look nothing alike.

Moreover, your assertion that Apple only just now licensed the rights to use it for a system font are also wrong, since Helvetica was used as iOS' system font at least as far back iOS 2 or iOS 3 (possibly from the very beginning, though I haven't managed to verify that), before being switched to Helvetica Neue with iOS 7. Apple's move to bring Helvetica Neue to OS X now seems to be in line with maintaining a consistent design across their platforms, and has nothing to do with only just now securing the rights to the fonts after having ripped them off for decades, as you claimed.

Frankly, I find it absurd that you're seriously trying to assert that a company with over $100B in the bank and a strong presence in the design industry has been too stingy to pay for the rights to Helvetica this entire time.

about two weeks ago
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Despite Patent Settlement, Apple Pulls Bose Merchandise From Its Stores

Anubis IV Re:Tit for tat (328 comments)

I imagine Beats/Apple isn't too happy with Bose's shenanigans regarding telling NFL players they can't wear their Beats headphones until 90 minutes after the end of the game.

This.

I just wish they'd compete on audio fidelity instead of who can be more petty, since that's one thing that both of those brands are sorely lacking.

about two weeks ago
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Apple's Next Hit Could Be a Microsoft Surface Pro Clone

Anubis IV Re:"Perfectly timed"? (252 comments)

Yup. I like Apple, but even I consider "perfectly timed" to be a case of revisionist history.

The rest of the summary falls apart under scrutiny too. Microsoft can do the Surface Pro 3 because it has a common OS across both platforms. Apple does not. In fact, despite some recent iOS-ification of OS X moves, Apple has always publicly stated that they think the two should remain separate, and with Yosemite they've made it ABUNDANTLY clear to anyone paying attention that they really do view them as two separate classes of devices intended for two entirely different sets of tasks and that each class should have an OS that fits it. Yosemite is one giant, "Now that we've finally decided we're not turning OS X into iOS, we need to give OS X users more control and then make the two OSes work well with each other" step.

In looking through the features that it shares with iOS (e.g. iCloud, Extensions, flat UI appearance, etc.), the one trend I keep seeing repeated is that Yosemite was allowed to diverge from iOS in a number of ways that make it more powerful (e.g. able to directly manipulate files in iCloud Drive, more varied types of Extensions allowed, more ability to customize the UI's appearance now than anytime in recent history), rather than being constrained to only do as much as iOS, which had been the somewhat worrying trend of the last few years. And then they've added methods for helping the two OSes to hand off work between each other or pass files back and forth more easily, allowing users to work on whichever system they feel best fits the task they're working on.

If Apple wanted to unify their devices on one OS in the very near future, Yosemite is pretty much the exact opposite of the OS you'd release.

about two weeks ago
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Apple Announces iPad Air 2, iPad mini 3, OS X Yosemite and More

Anubis IV Re:Touch ID for $100?? (355 comments)

Touch ID is only worth $25. The other $75 is a surcharge on all iPad mini 3 users for demanding that gold be added as one of the color options.

about two weeks ago

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