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Comments

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Solar System's Water Is Older Than the Sun

Lord Lemur Re:Score one for the other team (173 comments)

Whether such phenomena are "truly random" or not (a bit of a paradox for a supposedly generally-deterministic physics), or, say, a perfect back-door to controlling all of physical reality that an insightful engineer might put in, or, say a God, is a metaphysical question. But that it can happen is clear, as a matter of science.

One of these, vaccum fluctuations, has the ability to predict something and is theoretically testable thus science, the other is god. The problem with your myth of choice is that it is a myth of the gaps. It can only exist where we don't yet know the answer. When we find the answer it will retreat further. There isn't any sort of rational experiment we can preform to prove it's existance, and it has absolutely no predictive power whatsoever. It is faith in that it is a useless expendeture of intelectual power to try and defend.

All that being said, if it makes you a better person, or makes you feel good, or whatever, by all means god it up. Please, however don't insist that other's pretend it is valid or rational.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Oh good (904 comments)

If you have extra payments in a savings account you are probably not sub-prime.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Oh good (904 comments)

Kill?

The alternative MIGHT be to not lend money to people with bad credit scores. Would THAT be better?

In many cases, yes.

Having wages more inline with productivity would be much better. The types of loans being discussed here, came into being after we decoupled minimum wage from worker productivity per hour, and started the long decline of real median incomes relative to productivity per capita, but fixing demand side issue like that is so out of vogue.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Substitution effect (904 comments)

The airline industry is very big on pushing Brand Loyalty via points, rewards and membership programs. Though not well versed on that specific market, brand loyalty could significantly influence many riders that would have to choose occasionally between Spirit and their airline of choice.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Oh good (904 comments)

No, then you get to reposess the vehicle, usually much faster and cheaper, and resell it again at 30% intrest, after acessing all sorts of fees to the origional borrower.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Oh good (904 comments)

and sometimes even people who aren't living incorrectly

Like underwater?

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Invisible hand is slow; Spirit did cut (904 comments)

Depends on the Price elasticity of demand. In many cases lowering price to make up on volume is a sucker's bet. It may be that all Spirit will accomplish is to decrease their own margins for minimal gain.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Competition (904 comments)

Now imagine your credit score is 480 and you have $17 down. Sort of limits your options a bit doesn't it. That removes a large number of the entrants from the market very quickly (and rightfully, so). Pricing to these customers are based on their ability to pay back, not on normal market forces. Operating in this sector, without the intent to reposess is not profit maximizing.

5 days ago
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Miss a Payment? Your Car Stops Running

Lord Lemur Re:Competition (904 comments)

You fail to account for the non-overlapping nature of many of the markets, many of these types of "loans" are generated by the local buy-here-pay-here. The local office may often set their own rates, hold their own paper, ect. They are limited by what they charge based on regulatory limits and the customer's ability to pay. It's key to the bussiness model that they exceed the customer's ability to pay, because that maximizes their profits through repossession and resale.They aren't free markets's because geographically there may be 1 or 2 companies inside the range of any individual sub-prime-doesn't-have-a-car-becuause-the-last-one-got-reposesed-buyer. The first place that offers a vehicle will win the business of these customers. They aren't competing with eachother generally. This kinda throws a hitch into you clear assertion that any change in their cost translates to lower prices, due to other preasures on the price outside of what one would see in markets that are closer to Free in the traditional definition. While I agree that "In the old days, a jobless single mother wouldn't be able to get a car loan at any intrest rate." I have to point out that the Buy-Here-Pay-Here was crated in response to a ballooning cost of vehicles relative to income in the 70's. Before that time it wasn't needed. Also, in the modern setting, many situations a jobless single mother still has a stream of income, that many banks will lend against not just the type of predatory lenders that generally service Buy-Here-Pay-Here type of debt.

5 days ago
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To Fight $5.2B In Identity Theft, IRS May Need To Change the Way You File Taxes

Lord Lemur Re:Corporate taxes (407 comments)

"activist owners" = people I don't agree with?

about a week ago
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Report: Microsoft To Buy Minecraft Studio For $2bn+

Lord Lemur Re:No. (368 comments)

There is the little detail about his inability to follow up on Minecraft's success with another marketable game.

about three weeks ago
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Report: Microsoft To Buy Minecraft Studio For $2bn+

Lord Lemur Re:No. (368 comments)

The price is just so unbeleivably high for Mojang. It's like having a winning lottery ticket, and some one offering to buy it off you for 20x its value. $2B pays for alot of fine scotch to wipe away the taste of crow.

about three weeks ago
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Report: Microsoft To Buy Minecraft Studio For $2bn+

Lord Lemur Re:No. (368 comments)

Take the money and run. There is nothing in Mojang worth $2B

about three weeks ago
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Google To Refund $19M In In-App Purchases Made By Kids

Lord Lemur Re:Sounds good, right? (88 comments)

What Mom should be doing:
- Mom disables all Google Play purchases without a password prompt. Doing their bit to ensure their child cant rack up $$$ of purchases.

The Result:

And Goggle wasn't allowing that as an option, hense the lawsuit. Glad to see you agree with the decision.

about a month ago
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Scientists Sequence Coffee Genome, Ponder Genetic Modification

Lord Lemur Re:I welcome our new coffee overlords (167 comments)

Annex Central America (the same way we annexed the midwest), and we won't have to import it either. Less tounge in cheek, let's not make our coffee supply dependant on a near depleted aquifur. We already use it for our inferior subistutes for dead dinosuaurs and sugar.

about a month ago
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The Argument For a Hypersonic Missile Testing Ban

Lord Lemur Re:Ban when you are done testing? (322 comments)

Stuarticus, I think you really don't smell what I'm stepping in. Of course there are coerced, either by propaganda or force, suicide troops. That doesn't discount that there are those who would willingly do so. With Asymetric warfare bound by rules of engagement, there are more opportunities for those individuals to elicit significant impacts that don't require high tech weapons. I agree with you that it isn't a new animal, and the media and powers that be will always exadurate it and spin it to their own ends. If you never had to pick through the chum left behind after a suicide attack, maybe it isn't real to you. Could a few speed boats packed with HME cripple a super-carrier? Sure, if the occupants weren't affraid to die, and the stars aligned. It doesn't take may suicide troops to pull off that attack.

Now does that have any bearing on hypersonic missle development, not really. As always, we are preparing to refight a previous war not the next.

about a month ago
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The Argument For a Hypersonic Missile Testing Ban

Lord Lemur Re:Ban when you are done testing? (322 comments)

God is great, but good try. The point being that there are always causes that people will happily sacrifice them self for. In many ways that is what war is on an individual level.

about a month ago

Submissions

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HP announces memristors

Lord Lemur Lord Lemur writes  |  more than 6 years ago

Lord Lemur (993283) writes "The long-sought after memristor — the "missing link" in electronic circuit theory — has been invented by Hewlett Packard Senior Fellow R. Stanley Williams at HP Labs (Palo Alto, Calif.) Memristors — the fourth passive component type after resistors, capacitors and inductors — were postulated in a seminal 1971 paper in the IEEE Transactions on Circuit Theory by professor Leon Chua at the University of California (Berkeley), but their first realization was just announced today by HP. According to Williams and Chua, now virtually every electronics textbook will have to be revised to include the memristor and the new paradigm it represents for electronic circuit theory."
Link to Original Source
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Dude, your getting a Dell, and hosed!

Lord Lemur Lord Lemur writes  |  more than 6 years ago

Lord Lemur (993283) writes "Dell Inc. deceived customers in a massive "bait and switch" scheme to increase sales of its computer and electronic products, a New York state judge ruled Tuesday. State Attorney General Andrew Cuomo sued Dell in 2007 on behalf of hundreds of customers who claimed that the electronics company lured them into buying products with promises of attractive deals and promotions."
Link to Original Source

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