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San Francisco's Housing Crisis Explained

The Grim Reefer Re:Why save? (253 comments)

Seriously, a couple decades ago you could go to a bank an open an account where the rates were at least competitive with inflation. These days, the typical interest rate is well under 1% with the Fed purposefully keeping inflation above 2% on the belief that inflation is good.

That also keeps mortgage interest rate extremely low. My first mortgage, several decades ago, was 8.5%, which was really good at the time. We moved last year and I think it's under 3.5% now. From 1975 to 1990 the average fixed rate 30 year mortgage barely dipped below 10% and was as high as 18%.

Well, inflation isn't good, having inflationary expectations discourages people from saving money. Granted, you don't want long stretches of deflation either, but we're getting exactly what should have been predicted.

Inflation in the 1970's is part of why the mortgage rates hit almost 20% in the late 70's through the early 80's.

What's more, companies don't pay people based upon their value to the company these days, they pay the bare minimum they can get away with in most cases. Sure there are exceptions, but those exceptions have a harder time staying in business.

That's always been the case. The difference is that there is no loyalty to anything anymore. Employees have no loyalty to the company they work for and will leave to go somewhere else for ten cents a day more. And employers will replace you for the dumbest of reasons. Replacing pensions with 401K's looked great on paper. But the unintended consequences weren't so great.

And no, blue collar workers around here would have a really hard time saving for a house when rent alone is typically aroudn $12k per year.

I don't know where you live. But that's pretty cheap from what I've seen rent wise.It could certainly be done on a blue collar salary. The bigger problem is, is that most blue collar jobs are disappearing.

10 hours ago
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San Francisco's Housing Crisis Explained

The Grim Reefer Re:BS (253 comments)

But my wife and daughter seem to think we must have it.

So you're not really the man of the house. You are pussywhipped in the case of your wife and a people-pleaser in the case of your daughter. Gotcha.

No. I just know what's worth making an issue about and what's not. But at least I'm man enough to not post as an AC.

11 hours ago
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San Francisco's Housing Crisis Explained

The Grim Reefer Re:BS (253 comments)

A couple decades back a blue collar worker could buy a house on 3 years salary. Can you do that today?

A couple of decades back people actually saved their money. I remember a time when almost no home had more than one TV (some not even that), Cable was considered a luxury (if available), not a necessity. You made a down payment on a car and kept it for years after it was paid off. Now it's more popular to lease a new car every three years or so. Even though most cars will last for well over 100K miles, if not 200K miles. If you wanted a house, you didn't buy new cloths every season with some designers name plastered on your ass and everything else you owned. You can actually survive without the latest iPhone. But most households have one for each person. That shit adds up fast. You also didn't buy things on credit. If you didn't have the cash, you saved for it. People who rent are probably two years salary in debt these days.

So yes, you can afford a home as a blue collar worker. But it has to be important to you. At least more important than much of the frivolous shit that most of us seem to think is a necessity today. I remember, years ago, refusing to get cable because I thought $5/ month was insane. I'm paying more than 20 times that for satellite now. And cable is even more expensive. I've been wanting to cut it off for years because there's very little worth watching, and I almost never turn on the TV. But my wife and daughter seem to think we must have it.

12 hours ago
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Netflix Gets What It Pays For: Comcast Streaming Speeds Skyrocket

The Grim Reefer Re:Seriously (313 comments)

Fuck Comcast

Comcast, the /. Beta of ISPs. [ okay, perhaps that's VERY unfair to /.. :-) ]

FTFY

You can turn off beta. I still haven't seen it. You can also not visit /. if you are that bothered by it. In mine, and many others, area there is no real choice for connectivity. Sure I can put a satellite dish with limited bandwidth on my roof, or use a slower, more expensive mobile solution. I could get DSL, which is less than 10th the speed of Comcast. or get one of the local WiFi providers and pay about $1K upfront for equipment. So, no. There really is no comparison between the two.

yesterday
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The Graffiti Drone

The Grim Reefer Re:The countermeasures will be far more interestin (126 comments)

Why the GP feels we need these to hunt down some guy with a can of spray paint, I couldn't tell you. Wait until your entire neighborhood get covered in gangsta-like tagging, and then you will understand the reason for this.

So it's better to have high velocity radioactive waste flying around and fragmenting all over the place? These types of rounds are meant for use on a battlefield against tanks and armored targets where collateral damage is no little to no concern. Not in urban areas with civilians for a backstop. A stray DU round could easily go through your house, continue on through your neighbors house, through their neighbors house and come to rest half way through the engine block of their neighbors car. And that's if all of the houses are brick

A drone that would need this type of shell to bring it down would probably be too heavy to get off the ground. And it's sure as hell not going to be what someone who wants to put their tag on a bridge is going to use. A shotgun type shell with plastic pellets would probably be much more sensible.

Or do you think they need this type of round to target the person controlling the drone? Are they living in a armor and reinforced concrete underground bomb shelter? If not, then this is pretty damn stupid. But just to be sure, I volunteer your neighborhood for testing. Perhaps they can see how a MOAB fairs. You know, just to be sure.

4 days ago
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3D Display Uses Misted Water

The Grim Reefer Re:Why water? (65 comments)

Yeah that's why they use it in so many asthma inhalers and electronic cigarette fluids and lots of other things intended to be ingested.

So that implies that those are non-toxic? Ethyl alcohol, nicotine, caffeine, cough syrup, and countless others are meant to be ingested too - But that doesn't imply zero toxicity. Drink a couple of fifths of vodka with a bottle of percoset and tell me in the morning whether those ingestables had any toxicity.

Don't be stupid. Too much of anything can kill you. Skip the vodka and Percocet and just drink a couple of fifths of water in a short period of time. Let me know how well that works out for you. Hyponatremia can be caused by drinking too much water.

4 days ago
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The Graffiti Drone

The Grim Reefer Re:Well, thats a bummer. (126 comments)

This takes all the fun out of graffiti. There always has been some kind of mark of artists pride to have people look at a tag and say "How the bugger did they get up there?"

Now it will just be "Oh, high-tech vandals." The magic is gone

The "magic" has been gone from graffiti since the early 80's. In the US at least. I rarely see anything other than tags these days, and not many of those are all that impressive any longer. I've seen some pretty nice graffiti in Europe though. Germany in particular.

4 days ago
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The Graffiti Drone

The Grim Reefer Re:The countermeasures will be far more interestin (126 comments)

ultimately strafing the vandals who sent them with gatling guns full of spent U238 bullets, cleaning up both our streets and the gene pool.

Brutally murdering people for graffiti aside, why would a gun be full of spent rounds?

The GP is talking about depleted uranium rounds They are used mainly for armor piercing because the rounds are very dense and can be made thinner than a lead round of the same density to decrease drag. Why the GP feels we need these to hunt down some guy with a can of spray paint, I couldn't tell you.

4 days ago
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Photo Web Site Offers a Wall of Shame For Image Thieves

The Grim Reefer Re:Yes... (126 comments)

Even funnier fact: Whoosh

5 days ago
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Can the ObamaCare Enrollment Numbers Be Believed?

The Grim Reefer Re:i pledge to you... (719 comments)

Duh, they don't have gills now. When Jesus punches you, you stay punched.

I'm pretty sure that's Chuck Norris.

5 days ago
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Can the ObamaCare Enrollment Numbers Be Believed?

The Grim Reefer Re:i pledge to you... (719 comments)

When government saves a life, Jesus punches a dolphin in the gills.

So does he ask his father to put the gills on the dolphin first, or how does that work?

They're proverbial gills you insensitive clod! It's like poetry man, artistic license and whatnot...

No. You have it all wrong. It's how sharks are created. Kinda like when the televangelists hit people in the head and tell them they're "heal-DA" As punishment for the gov't saving a life, one cute flippy dolphin gets turned into a "shark-A". This will ruin everyone's beach vacations. When there's enough, the end of days will come in the form of the Sharknado, and clean the earth of the heathen government.

5 days ago
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Can the ObamaCare Enrollment Numbers Be Believed?

The Grim Reefer Re:i pledge to you... (719 comments)

When government saves a life, Jesus punches a dolphin in the gills.

So does he ask his father to put the gills on the dolphin first, or how does that work?

5 days ago
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Google: Teach Girls Coding, Get $2,500; Teach Boys, Get $0

The Grim Reefer Re:What about construction? (672 comments)

However what you seem to be saying is that women are a better fit for indoor jobs at a keyboard than all the males here that just happen to be doing such a sissy job instead of cutting down trees :)

Actually I was saying that men are better suited for singular focus jobs. It's just that in modern times those tend to be more inside than they used to be. It's funny that until the last 20-30 years, typing was considered a women's job. When I was in high school, girls were required to take typing. It was optional for boys.

5 days ago
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Google: Teach Girls Coding, Get $2,500; Teach Boys, Get $0

The Grim Reefer Re:Sex discrimination. (672 comments)

Bribing public servants to focus all of their attention on one particular sex in a classroom sounds like illegal activity to me.

Great! So which court do you have jurisdiction over?

5 days ago
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Google: Teach Girls Coding, Get $2,500; Teach Boys, Get $0

The Grim Reefer What about construction? (672 comments)

There simply are not enough women in the construction field either. Why aren't we looking to have parity in auto mechanics and plumbers too? I'm all for equal rights, but not to the point of putting on blinders.

I'm sure I'll be modded a troll for this. But men and women are different in general. Obviously there are exceptions. But women tend to be more empathetic than men.That's one reason they excel in nursing and teaching. They are also better multi-taskers. Again, there are of course exceptions. But this is why I think we are starting to see more women in CEO and management roles.

Part of it probably has to do with evolution. Traditional roles for men have been more single task focused. Successful men were good at hunting, building, etc. So those traits got passed down to their progeny. Successful mothers took care of damn near everything else. I have nothing but the utmost respect for "stay at home moms". Children are demanding as hell. They need damn near constant attention as they randomly do crazy shit, or need cleaned, fed, held, etc. When my wife is ill and I have to take care of things, I find it can get extremely stressful. I like to get a task done and move on to the next. But that's not how things work with kids. Successful mothers were able to do multiple things and drop what they are doing at a moments notice to take care of kids, or what ever else needed to be done. This too was passed down to their descendants.

But now after a couple million years of this paradigm how practical is it to think human nature can change in a couple of generations? It feels like political correctness to the point of insanity. But I'm very likely wrong and a couple of $100 gift cards will undo millions of years of evolution.

5 days ago
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Google: Teach Girls Coding, Get $2,500; Teach Boys, Get $0

The Grim Reefer an additional $500 gift code (672 comments)

we'll email you an additional $500 gift code

What's a "gift code"? Is that some new term for virus?

about a week ago
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Isolated Tribes Die Shortly After We Meet Them

The Grim Reefer Re:So? (351 comments)

what is the average age of those that lived in the stone age?

Unfortunately they neglected to update their medical records system to electronic, so we can't say for sure.

about a week ago
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Isolated Tribes Die Shortly After We Meet Them

The Grim Reefer Re:HA (351 comments)

Indeed. Guns are not unknown.

They probably were to the indigenous tribes.

about a week ago
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Study: Video Gamer Aggression Result of Game Experience, Not Violent Content

The Grim Reefer Re:Ban them all! (179 comments)

So, all videogames should be banned.

Yes, but only as a subset of everything.

about a week ago

Submissions

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Darker Arctic boosting global warming

The Grim Reefer The Grim Reefer writes  |  about 2 months ago

The Grim Reefer (1162755) writes "The Arctic isn't nearly as bright and white as it used to be because of more ice melting in the ocean, and that's turning out to be a global problem, a new study says.

With more dark, open water in the summer, less of the sun's heat is reflected back into space. So the entire Earth is absorbing more heat than expected, according to a study published Monday in the Proceedings of the National Academy of Sciences.

That extra absorbed energy is so big that it measures about one-quarter of the entire heat-trapping effect of carbon dioxide, said the study's lead author, Ian Eisenman, a climate scientist at the Scripps Institution of Oceanography in California.

The Arctic grew 8 per cent darker between 1979 and 2011, Eisenman found, measuring how much sunlight is reflected back into space.

"Basically, it means more warming," Eisenman said in an interview."

Link to Original Source
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Groupon confirms 'President Hamilton' error was intentional

The Grim Reefer The Grim Reefer writes  |  about 2 months ago

The Grim Reefer (1162755) writes "Groupon is honoring Presidents Day by giving customers an Alexander Hamilton — $10 off $40 spent on a deal for any local business.The promotion, which began this weekend, allows customers to "honor our money-minded Commander-In-Chief."
"The $10 bill, as everyone knows, features President Alexander Hamilton — undeniably one of our greatest presidents and most widely recognized for establishing the country's financial system," Chicago-based Groupon says on its webpage.
But, there's just one flaw in the promotional plan: Hamilton was never president.
Hamilton is considered a Founding Father and was the country's first Secretary of the Treasury. He led the development of the economic policies of President George Washington, one of today's actual honorees, and the nascent nation.
It's just too bad there isn't Treasury Secretary Day to have sales in his honor.
An inquiry on Monday morning garnered this response from a spokesman:
"Groupon is always very serious about helping our customers save money, and saving $10 is no laughing matter."
The spokesman later confirmed the mistake was an intentional stunt."

Link to Original Source
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Retired cop guns down man for texting at Florida movie

The Grim Reefer The Grim Reefer writes  |  about 3 months ago

The Grim Reefer (1162755) writes "A retired cop, irked that the couple in front of him were texting at a Mark Wahlberg war movie, opened fire in a Florida theater Monday, killing the man and wounding his wife, authorities said.

Curtis Reeves Jr., 71, was charged with second-degree homicide in the death of Chad Oulson, 43, Pasco County Sheriff Chris Nocco said late Monday afternoon. The theater was evacuated and remained closed after the shooting, which occurred about 1:20 p.m. ET.

Oulson was shot in the chest after a verbal and physical confrontation with Reeves, and his wife, Nichole Oulson, was shot in the hand. Chad Oulson was pronounced dead at a hospital, and his wife was treated for non-life-threatening injuries."

Link to Original Source
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The space suit gets upgraded

The Grim Reefer The Grim Reefer writes  |  about 3 months ago

The Grim Reefer (1162755) writes "For five decades ILC Dover, an engineering firm in Delaware farm country, has been outfitting astronauts for space — everyone from Neil Armstrong to Sunita Williams, who performed a space walk outside the International Space Station (ISS) in 2012. And yet ILC (which was founded as International Latex Corp.) has never before embarked on its latest mission: to make a fashion-forward suit for NASA.

The prototype is called Z-2. A new palette will be chosen when, early this year, NASA unveils three designs by Philadelphia University fashion and industrial design students. The public gets to pick a winner. Each design will draw on one of three themes: NASA's history, sports and superheroes, and nature. NASA officials hope that the campaign will rekindle excitement for the space program. "Part of this came from the fact that commercial space flight is gearing up," says Amy Ross, a top space-suit engineer at NASA, "and part of what they want is for their space suits to look cool.""

Link to Original Source
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Atlanta man shatters coast-to-coast 'Cannonball Run' speed record

The Grim Reefer The Grim Reefer writes  |  about 5 months ago

The Grim Reefer (1162755) writes "Before the transcontinental race in "Cannonball Run," the starter tells the gathered racers, "You all are certainly the most distinguished group of highway scofflaws and degenerates ever gathered together in one place."

Ed Bolian prefers the term "fraternity of lunatics."

Where the 1981 Burt Reynolds classic was a comedic twist on a race inspired by real-life rebellion over the mandated 55-mph speed limits of the 1970s, Bolian set out on a serious mission to beat the record for driving from New York to Los Angeles.

The mark? Alex Roy and David Maher's cross-country record of 31 hours and 4 minutes, which they set in a modified BMW M5 in 2006.

Bolian, a 28-year-old Atlanta native, had long dreamed of racing from East Coast to West. A decade ago, for a high school assignment, Bolian interviewed Brock Yates, who conceived the Cannonball Baker Sea-To-Shining-Sea Memorial Trophy Dash, aka the Cannonball Run."

Link to Original Source
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Massive cyberattack hits Internet users

The Grim Reefer The Grim Reefer writes  |  1 year,13 days

The Grim Reefer (1162755) writes "(CNN) — Internet users around the globe are facing slowed-down service, thanks to what's being called the biggest cyberattack in history.

The prolonged denial-of-service assault is targeting The Spamhaus Project, a European spam-fighting group that has gone after CyberBunker, a data-storage company that offers to host any content "except child porn and anything related to terrorism."

The organization has been in a long-running feud with CyberBunker and claims spammers use it as a host from which to spray junk mail across the Web.

Internet security firm CloudFlare said Spamhaus contacted it last week, saying it had been hit with an attack big enough to knock its site offline.

Security experts say the attack uses more sophisticated techniques than most DDoS (distributed denial of service) attacks and targets the Web's infrastructure, which has led to other sites performing slowly."

Link to Original Source
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"Time Cloak" Created; Can Make Events Disappear

The Grim Reefer The Grim Reefer writes  |  more than 2 years ago

The Grim Reefer (1162755) writes "The new research builds on recent demonstrations of "invisibility cloaks" that can make objects seem to disappear by bending waves of visible light.

The idea is that, if light moves around an object instead of striking it, that light doesn't get scattered and reflected back to an observer, making the object essentially invisible.

Now Cornell University scientists have used a similar concept to create a hole in time, albeit a very short one: The effect lasts around 40 trillionths of a second.

"Imagine that you could divert light in time—slow it down, speed it up—so that you create a gap in the light beam in time," said study co-author and Cornell physicist Alex Gaeta.

"In this case, any event that occurs at that instant of time won't lead to scattering of light. It appears as if the event never occurred.""

Link to Original Source

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