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35% of American Adults Have Debt 'In Collections'

gatfirls Re:Not surprised. (513 comments)

I heard this is the new tactic by collection agencies. They try to get you to pay some tiny amount on a debt long off your credit report and as soon as you pay 1$ it becomes active again on your CR as a debt in collections.

Not sure how true it is.

yesterday
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35% of American Adults Have Debt 'In Collections'

gatfirls Re:Not surprised. (513 comments)

They're probably valid debts and I imagine that's how a lot of people end up in this study. They moved and lazy billing/collections just fire out to whatever address they have and the person is unaware the debt exists until they try to go buy a car or something.

yesterday
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35% of American Adults Have Debt 'In Collections'

gatfirls Re:Not surprised. (513 comments)

See above, basically if a company "verifies" the debt you are boned without getting the courts involved.

yesterday
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35% of American Adults Have Debt 'In Collections'

gatfirls Re:Not surprised. (513 comments)

I had a like problem with AT&T long ago. I had proof of payment and spent months trying to resolve it but they were basically like "f you pay me". It went to collections and basically the same run around. Years later I was buying a house and ended up paying the friggin thing because I had a short window and really no recourse other than taking them to court.

yesterday
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35% of American Adults Have Debt 'In Collections'

gatfirls Not surprised. (513 comments)

Once you have something go into collections it is always there until you pay it. (medical bills/school debt probably drives a lot of this)

You're only 30-90 days lat for a short period.

"Many consumers were burned for relatively small amounts -- about 10 percent of the debts were smaller than $125, Ratcliffe says"

This kind of thing probably drives the numbers way up too. That late fee from blockbuster, etc.

yesterday
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A 24-Year-Old Scammed Apple 42 Times In 16 Different States

gatfirls Secret Service? (393 comments)

They investigate retail fraud/theft now? Don't they have better things to do? You would think once discovered it would be pretty easy for the store to identify the person and forward the information to the police.

yesterday
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Researchers Print Electronic Memory On Paper

gatfirls Re:Old news... (78 comments)

You must be a blast at parties.

about a week ago
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Researchers Print Electronic Memory On Paper

gatfirls Re:Old news... (78 comments)

Pretty sure I was passing 1Mb per sheet when I was 9.

When I got assigned sentences when I got in trouble I would write them as small as possible to be a little jerk.

about a week ago
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Investor Tim Draper Announces He Won Silk Road Bitcoin Auction

gatfirls Re:Tim Draper is engaging in powertalk, not fact t (115 comments)

I wasn't speaking to his intelligence I was referencing his statements that are blatant sales pitch or mission statement type quotes. It's the same thing we have seen all over the internet about how this new idea is going to be great because...bitcoin.

I fully expect he will (has) make a profit off of his investment.

I guess I can be proven wrong if someone explains to me how "no one is totally secure in holding their own country’s currency". I mean I have never really met anyone who isn't totally secure in the dollar.....well except a couple of the nuts who hoard guns because Obama is setting up fema camps.

about a month ago
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Amazon Sues After Ex-Worker Takes Google Job

gatfirls business-development position? (272 comments)

I think they might have a leg to stand on here. He's probably taking all of his contacts with him so to speak. That's not like some C++ developer taking his learned experience it's a person who can directly and immediately affect their business by poaching customers. I'm sure they're all going after the same "big fish". And those are multimillion dollar contracts.

My guess is that they are basically trying to block him from doing that.

Non-competes are usually completely useless HR drivel, but in this case it seems like it's a necessary evil, otherwise every employee can obtain and then resell (by proxy of employment) customer information.

about a month ago
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Investor Tim Draper Announces He Won Silk Road Bitcoin Auction

gatfirls Re:Weak != Bad (115 comments)

Yea, this guy is proof that vulture capitalists are no better than the retards trading pink sheets and posting on the yahoo finance forums about how strong their portfolio is.

His quotes read like something from the onion.

about a month ago
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Venture-Backed Bitcoin Miner Startup Can't Deliver On Time, Gets Sued

gatfirls Perpetual Motion... (120 comments)

...Machines, get yours here at the low price of $45k. Don't bother asking for any proof of concept or supporting data.

I wonder if the guy paid in bitcoin.

about a month ago
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2 US Senators Propose 12-Cent Gas Tax Increase

gatfirls Yay! (619 comments)

More regressive taxes! Maybe we can cut out the middle man and just enslave the working poor to rebuild our infrastructure.

about a month and a half ago
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Comcast Converting 50,000 Houston Home Routers Into Public WiFi Hotspots

gatfirls Great Idea, wrong company (474 comments)

If a more reputable company for customer service rolling this out would probably be praised but it's comcast so everyone will hate on it. They pretty much have to make it opt out because no one ever reads anything so it would be 1 person per square mile opted in.

I for one would absolutely love having broadband wifi anywhere in my city. But again it's comcast so they will probably charge more for the service, pissing everyone off.

about 1 month ago
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Mt. Gox Knew It Was Selling Phantom Bitcoin 2 Weeks Before Collapse

gatfirls Yes (263 comments)

Exactly the same thing. And definitely irony.

Guess which two things you are wrong about?

about 5 months ago
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Amazon Hikes Prime Membership Fee

gatfirls Depends on what you use (276 comments)

If you are using the prime video, books, free shipping, then 99$ is completely reasonable, an exceptional deal actually. If you just use one or the other probably not. (isn't netflix alone like 90$ a year?)

I can see them scaring off the people they want (infrequent shippers) and keeping who they don't (low value, frequent shippers).

Also, I don't know why they stick with the yearly subscription. I can't imagine most people wouldn't shrug off a monthly increase from 6.50 to 8.25. 79$-99$ *seems* like a lot more. Actually at a monthly rate I think most people are bad enough at math they could get away with a much higher yearly rate in monthly payements.

I dunno, I'm not a marketing guy.

about 5 months ago
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70% of U.S. Government Spending Is Writing Checks To Individuals

gatfirls Re:OH LOOK A TROLL HEADLINE (676 comments)

What drives me insane is that it's a large part of their demographic whining about the other 1/3rd of social programs going to poor people and social programs.

Pitiful.

Makes me want to join up with them and pull the plug on all of the programs because they will be hit the worst. There would be hoovertowns of broken sick seniors begging for a handout.

about 5 months ago
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Sony & Panasonic Next-Gen Optical Discs Moving Forward

gatfirls Great: Bonus Content (250 comments)

500gigs of it now.

about 5 months ago

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