This is about our parents, our grandparents, and our future. Our grandparents and parents because their retirement disappeared when bankers toying with other peoples money failed.
The problem is caused by our retirement plans. Here we are buying scarce resources with our excess cash and building grand homes that nobody needs so that people yet to be born have to buy it all from us later when we are no longer able to work but can still breath. Money can't buy much fun when you are nearly dead so why let ourselves do this wasteful hoarding? It's time for a retirement plan prohibition, for the common good.
The average ./er is mid forties so having grandparents is scarce than being them here.