Quote from this judge from this same case before the appeal I believe
I have done, and still do, a significant amount of programming in other languages. I've written blocks of code like rangeCheck a hundred times before. I could do it, you could do it. The idea that someone would copy that when they could do it themselves just as fast, it was an accident. There's no way you could say that was speeding them along to the marketplace. You're one of the best lawyers in America, how could you even make that kind of argument?
it seems that these documents were leaked from a prestigious law firm no? So that being the case it seems that you would be better served to hire them to deal with hiding your money. Now I'm not sure that the people that used this law firm "did the paperwork" themselves. And so there is a financial barrier to entry obviously
so your arguement falls flat on its face hard
Loan-department manager: "There isn't any fine print. At these interest rates, we don't need it."