It's not from a want to use my digital wallet. In all aspects, it's far superior to the chip and pin system that the credit card companies want us to use. Those things are terrible and the deployment in the US is atrocious. Whenever I can pay with my phone, I do. It's so easy, much faster, and more secure than anything the credit card companies are offering.
I'm sorry but how is Apple Pay more secure? I haven't used it but from what I am reading, you upload your credit card info to your iPhone and then wave it near an NFC device to pay. That may sound faster but not more secure unless you need to enter your iPhone's PIN number before the transaction can occur but that wouldn't make it that much faster than punching a pin number. Credit cards also have NFC capability as well but limited to a certain amount and can be disabled to limit to using a PIN number which I find far more secure.